Terms and Conditions & Privacy Policy

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Terms & Conditions Last Updated: December 15, 2024  Welcome to Structura Consult Group. These Terms & Conditions ("Terms") govern your use of our website, services, and any related communications. By accessing our website or engaging with our services, you agree to be bound by these Terms.  1. Acceptance of Terms By using our website, contacting us, or engaging our consulting services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use our services.  2. Services Overview Structura Consult Group provides professional business consulting services, including but not limited to:  Strategic planning and advisory  Business development consulting  Operational improvement services  Financial planning and analysis  Market research and insights  Custom consulting solutions  The specific scope of services will be defined in individual service agreements or engagement letters.  3. Eligibility You must be at least 18 years of age to use our services. By using our website or services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding agreements.  4. User Responsibilities When using our services or website, you agree to:  Provide accurate and complete information  Maintain the confidentiality of any account credentials  Use our services only for lawful purposes  Not engage in any activity that disrupts or interferes with our services  Comply with all applicable laws and regulations  5. Intellectual Property Rights All content on our website, including text, graphics, logos, images, and software, is the property of Structura Consult Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.  You may not:  Reproduce, distribute, or modify our content without written permission  Use our trademarks or branding without authorization  Reverse engineer or attempt to extract source code from our website  6. Consulting Engagements Service Agreements All consulting engagements require a separate written agreement outlining:  Scope of work  Deliverables  Timeline  Fees and payment terms  Confidentiality obligations  Payment Terms Payment terms will be specified in individual service agreements. Generally:  Invoices are due within 30 days of receipt unless otherwise specified  Late payments may incur interest charges  We reserve the right to suspend services for non-payment  Cancellation and Refunds Cancellation terms will be outlined in individual service agreements. Generally:  Written notice is required for cancellation  Fees for work completed prior to cancellation are non-refundable  Refund eligibility depends on the stage of engagement  7. Confidentiality We respect the confidentiality of information shared during consulting engagements. Both parties agree to:  Maintain confidentiality of proprietary information  Use confidential information only for the intended purpose  Return or destroy confidential materials upon request  Specific confidentiality terms will be detailed in Non-Disclosure Agreements (NDAs) or service contracts.  8. Limitation of Liability To the fullest extent permitted by law:  Structura Consult Group is not liable for indirect, incidental, or consequential damages  Our total liability shall not exceed the fees paid for the specific service in question  We are not responsible for losses resulting from your reliance on our advice without independent verification  We do not guarantee specific business outcomes or results  9. Disclaimers Professional Advice While we strive to provide accurate and valuable consulting services:  Our advice is based on information provided by you and available at the time  We are not liable for decisions made based on our recommendations  You should conduct independent due diligence before implementing strategies  No Warranties Our services are provided "as is" without warranties of any kind, express or implied, including:  Merchantability  Fitness for a particular purpose  Non-infringement  Accuracy or completeness  10. Indemnification You agree to indemnify and hold harmless Structura Consult Group, its officers, employees, and agents from any claims, damages, losses, or expenses arising from:  Your violation of these Terms  Your use of our services  Your violation of any third-party rights  Any misrepresentation of information provided to us  11. SMS Text Messaging Terms By opting into our SMS program, you agree to:  Receive marketing and promotional text messages  Standard message and data rates may apply  Message frequency varies (typically up to one per week)  You can opt out anytime by replying STOP  Reply HELP for assistance  Consent is not required to use our consulting services  For more details, see our Privacy Policy.  12. Third-Party Links and Services Our website may contain links to third-party websites or services. We are not responsible for:  The content or privacy practices of third-party sites  Any damages or losses caused by third-party services  The availability or accuracy of external resources  13. Modifications to Terms We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Continued use of our services after changes constitutes acceptance of the modified Terms.  14. Termination We reserve the right to:  Terminate or suspend access to our services at any time  Refuse service to anyone for any lawful reason  Remove or disable content that violates these Terms  You may terminate your use of our services at any time by ceasing use and notifying us in writing.  15. Governing Law and Dispute Resolution These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.  Dispute Resolution Process:  Informal Negotiation: Parties agree to attempt to resolve disputes through good-faith negotiation  Mediation: If negotiation fails, disputes will be submitted to mediation  Arbitration: Unresolved disputes will be settled through binding arbitration  Jurisdiction: Any legal action must be brought in the courts of New York  16. Severability If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.  17. Entire Agreement These Terms, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Structura Consult Group regarding the use of our services.  18. Contact Information For questions about these Terms, please contact us at:  Structura Consult Group Email: info@structuraconsult.com Phone: +1 (917) 310-2975 Website: www.structuraconsult.com  19. Acknowledgment By using our website or services, you acknowledge that you have read these Terms & Conditions and agree to be bound by them.

Privacy Policy Last Updated: December 15, 2024  Structura Consult Group ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you engage with our services, visit our website, or opt into our SMS text messaging program.  1. Information We Collect Personal Information We may collect personal information that you voluntarily provide to us when you:  Fill out contact forms on our website  Subscribe to our text messaging service  Request consultations or services  Communicate with us via email or phone  This information may include:  Full name  Phone number  Email address  Company name and details  Business information relevant to our services  Automatically Collected Information When you visit our website, we may automatically collect information such as:  IP address  Browser type and version  Device type and operating system  Pages visited and time spent on pages  Referring website addresses  2. How We Use Your Information We use the information we collect to:  Service Delivery: Provide consulting services, respond to inquiries, and fulfill service requests  Communication: Send information about our services and offer customer support  SMS Marketing: Send text messages containing insights, promotional offers, events, and service updates (only if you opt in)  Website Improvement: Analyze traffic and improve user experience  Legal Compliance: Comply with laws and regulations  3. SMS Text Messaging Program Program Description By opting into our SMS program, you agree to receive marketing and promotional text messages from Structura Consult Group, including:  Business insights  Promotional offers  Event notifications  Service announcements  Message Frequency Typically up to one message per week, with additional messages possible if you engage or request information.  Consent and Opt-In By providing your phone number and opting in, you consent to receive text messages. Consent is not required to use our services.  Opt-Out Instructions You may opt out at any time by:  Replying STOP  Contacting us directly  You will receive a confirmation message after opting out.  Help Reply HELP to any message or contact us for assistance.  Message/Data Rates Standard carrier rates may apply.  Supported Carriers Major U.S. carriers including AT&T, T-Mobile, Verizon, and others.  SMS Data Collection & Use We collect:  Mobile phone number  Name (if provided)  Consent timestamp  Delivery and engagement data  Used solely to:  Deliver text messages  Manage preferences  Comply with regulations  Improve messaging  SMS Data Sharing We do not sell or share SMS opt-in data with third parties for marketing. We may share with:  Messaging service providers  Legal authorities when required  4. Information Sharing and Disclosure We do not sell or rent personal information. We may share information with:  Service Providers (email, hosting, analytics, SMS platforms)  Legal Authorities (as required)  Business Transfers (merger or acquisition scenarios)  Protection of Rights for security and legal reasons  5. Data Security We implement reasonable security measures including:  Encryption  Restricted access  Regular assessments  However, no system is 100% secure.  6. Data Retention We retain data as needed to:  Provide services  Meet legal requirements  Resolve disputes  Data is securely deleted or anonymized when no longer needed.  7. Your Privacy Rights You may request:  Access  Correction  Deletion  Opt-out from marketing  Data portability  Contact us using the details below to exercise these rights.  8. Cookies and Tracking Technologies We may use cookies and similar tools to improve your browsing experience. You may disable cookies in your browser settings, though some features may not function properly.  9. Third-Party Links External links on our website are not governed by this policy. Review third-party privacy practices before engaging with those sites.  10. Children's Privacy Our services are not intended for individuals under 18. If information is collected unintentionally, please contact us immediately.  11. Changes to This Privacy Policy We may update this policy periodically. Updates will be posted on our website with an updated "Last Updated" date. Continued use of our services indicates acceptance.  12. Terms of Service for SMS Program Agreement to Terms By opting into our SMS program, you agree to these Terms in addition to this Privacy Policy.  Eligibility You must be at least 18 and authorized to use the mobile number provided.  Program Changes We may modify or discontinue the SMS program at any time.  Disclaimer of Warranties The SMS program is provided "as is" without warranties.  Limitation of Liability Structura Consult Group is not liable for delays, technical issues, or carrier-related problems.  13. California Privacy Rights (CCPA) California residents may request:  Information about collected data  Deletion of personal data  Opt-out from data sale (we do not sell personal information)  Equal service regardless of privacy requests  14. International Users Your data will be processed in the United States. By using our services, you consent to this transfer.  Contact Us For questions or privacy-related requests, contact us at:  Structura Consult Group Email: info@structuraconsult.com Phone: +1 (917) 310-2975  We will respond within a reasonable timeframe.  15. Consent and Acknowledgment By using our website, services, or SMS program, you acknowledge that you have read and agree to this Privacy Policy and Terms of Service.